KYC, KYB & AML terms — explained simply.
A plain-English guide to the verification and compliance terms Kenyan teams come across, with links to the checks and use cases they relate to.
Background check
Verifying who a person or business is, and flagging any risk.
Read definitionComplianceData Protection Act
Kenya’s law governing how personal data is handled.
Read definitionComplianceODPC (Office of the Data Protection Commissioner)
Kenya’s regulator for personal data protection.
Read definitionComplianceData subject
The person that personal data is about.
Read definitionComplianceKYC (Know Your Customer)
Confirming who a customer is before you do business with them.
Read definitionBusinessKYB (Know Your Business)
Verifying a company, not just an individual.
Read definitionRisk & AMLAML (Anti-Money Laundering)
Checks that stop your platform being used to launder money.
Read definitionRisk & AMLPEP (Politically Exposed Person)
Someone in a prominent public role who needs extra scrutiny.
Read definitionIdentityIPRS (Integrated Population Registration System)
Kenya’s national identity register used to confirm an ID.
Read definitionBusinessBRS (Business Registration Service)
Kenya’s registry of companies and business names.
Read definitionFinancialCRB (Credit Reference Bureau)
Bureaus that hold credit history used in lending decisions.
Read definitionComplianceCertificate of Good Conduct
A police clearance showing criminal-record status.
Read definitionBusinessKRA PIN
A Kenya Revenue Authority tax identifier for people and firms.
Read definitionRisk & AMLAdverse media screening
Scanning news and online sources for negative coverage.
Read definitionRisk & AMLSanctions screening
Checking a person or firm against watchlists.
Read definitionComplianceConsent (data subject consent)
A person’s informed agreement to be checked.
Read definitionComplianceApproval (data subject consent)
A person’s informed agreement to be checked.
Read definitionVerify anyone — or get verified yourself.
Run consent-led KYC, KYB, AML, CRB and background checks in one place — or build your own verified, shareable trust profile for jobs, rentals and deals. Trust made simple, for Kenya and Africa.