Verifisha
For lenders, SACCOs and BNPL teams

Credit and identity checks for responsible lending workflows

Check identity, credit and affordability before you lend.

Combine identity, phone, CRB, employer and business checks so lending teams can review applicants with better evidence.

No subscription · pay per check · consent-led & ODPC-aligned

Sample applicant
74

Affordability score

Identity, CRB and income blended

Illustrative figures

Checks in this workflow

Identity
CRB
Employer verification
M-Pesa KYC
BRS business lookup
Consent-backed · audit-ready · reusable profile
Credit review

Identity, CRB and affordability signals in one lending view

Make room for a credit review GIF that shows the applicant moving from submitted to approved.

Cleaner applicant files

Fresh data reuse

Clearer credit review

Credit review

Identity, CRB and affordability signals in one lending view

Image / GIF slot

Credit review

Identity, CRB and affordability signals in one lending view

1Submitted
2KYC passed
Risk reviewed

Evidence preview

Consent-backed check file

Ready
Identity
CRB
Employer verification
M-Pesa KYC
Make room for a credit review GIF that shows the applicant moving from submitted to approved.

What it fixes

Thin applicant data

Manual CRB workflows

Repeated provider costs

What you get

Cleaner applicant files

Fresh data reuse

Clearer credit review

Checks included

IdentityCRBEmployer verificationM-Pesa KYCBRS business lookup
Snapshot

A clearer picture of every check.

See the evidence each check captures and the confidence you can expect — at a glance.

Evidence captured
Identity (IPRS)96%
CRB report88%
Employer check71%
M-Pesa KYC80%

Illustrative figures

5 checks

Tailored evidence for lending and saccos, not a generic report template.

2.4s

Average response

100%

Consent-backed

FAQ

Frequently asked questions

Can fresh checks be reused?

Yes. Freshness windows can prevent unnecessary paid provider calls while preserving report evidence.

Can a borrower pay for a check?

Candidate-paid and third-party payment flows can be supported where required.

Ready to get started with lending and saccos?

Check identity, credit and affordability before you lend. Talk to our team and we’ll set up the right checks for you.

Start verifying with consent today

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