Transaction monitoring for M-Pesa, PesaLink & Airtel Money
Spot suspicious collections and payouts across Kenya’s money rails in real time — for AML compliance and fraud control. We’re building this with early partners; tell us what you need.
Join the early-access groupHelp shape it and get first access. No spam.
Collections and payouts, where the risk actually is
M-Pesa
Paybill & till collections, B2C and B2B payouts
PesaLink
Bank-to-bank collections and disbursements
Airtel Money
Collections and payouts across the Airtel rail
KYT built for Kenyan compliance teams
Real-time monitoring
Watch collections and payouts across M-Pesa, PesaLink and Airtel Money as they happen — not days later in a spreadsheet.
Risk rules tuned for Kenya
Flag the local typologies that matter: structuring, mule accounts, rapid in-and-out, and unusual payout patterns.
Alerts & a review queue
Route flagged transactions to a case queue your compliance team can review, action and evidence — with an audit trail.
KYT linked to identity
Tie transactions back to verified identities and AML/PEP screening, so you know who is behind the money, not just the amount.
Teams moving money on Kenyan rails
Why we’re building it
We already verify identities and businesses and run AML, sanctions and PEP screening. Transaction monitoring is the next layer — watching how money actually moves so risk is caught in the flow, not after the fact. It’s in active development, and we’re shaping it with early partners.
Join the early-access groupFrequently asked questions
What is transaction monitoring?
Transaction monitoring is the ongoing review of payments — collections and payouts — to detect suspicious activity such as fraud or money laundering. Rules and risk scoring watch each transaction, and anything unusual is flagged for a compliance team to review.
What is KYT (Know Your Transaction)?
KYT, or Know Your Transaction, is the transaction-level companion to KYC. Where KYC verifies who a customer is, KYT watches how money actually moves through their account and links that behaviour back to a verified identity and risk profile.
Which rails will you monitor?
The focus is Kenya’s money rails — M-Pesa, PesaLink and Airtel Money — covering both collections (money in) and payouts (money out), since that is where most risk shows up for Kenyan fintechs, SACCOs and lenders.
Is it available now?
Transaction monitoring is in active development and we are building it with early partners. It is not yet generally available — join the early-access group to help shape it and get first access when it launches.
How would it connect to our systems?
The plan is to fit around how you already move money — through our API and webhooks, and settlement or statement data — so monitoring runs alongside your existing collections and payouts without replumbing them. Tell us your setup and we’ll factor it into the design.
Verify anyone — or get verified yourself.
Run consent-led KYC, KYB, AML, CRB and background checks in one place — or build your own verified, shareable trust profile for jobs, rentals and deals. Trust made simple, for Kenya and Africa.